Fińska pożyczka

Chodzi o jedną z szybkich możliwości jak zyskać pożyczkę. Ten typ pożyczki jest bardzo popularny na północy Europy. Stąd nazwa Fińska pożyczka. Niniejszy, bardzo specyficzny rodzaj pomocy finansowej ma kilka zalet, ale także parę wad. Firmy oferujące ten produkt posiadają szeroką rzeszę klientów.

Pieniądze są w zasięgu zarówno młodych wnioskodawców jak i ludzi dojrzalszych. Zależy wyłącznie od nas jakiej kwoty chcemy i czy jesteśmy w stanie spłacać. Do największych zalet należy brak konieczności potwierdzania wysokości dochodów oraz fakt, że nie sprawdza się rejestrów.

Inną dogodnością tej pożyczki jest jej szybkie załatwienie. Wnioskuje się przeważnie przez telefon komórkowy a w ciągu kilku minut dostajemy SMS z pozytywną lub negatywną odpowiedzią. Pożyczkę tą wykorzystuje się głównie przed wypłatą lub w razie nieoczekiwanych wydatków.

Ponieważ chodzi o małe kwoty, oczekuje się szybkiej spłaty. Z reguły do 15 dni od wzięcia pożyczki.  Za opłatą można przedłużyć ten okres o dalszych 15 dni. Inną zaletą niniejszej pożyczki jest brak oprocentowania, co zostało zastąpione jednorazową opłatą. W przybliżeniu 25% z pożyczanej sumy. W praktyce znaczy to, że pożyczymy 200 zl, a oddamy 250 zl. Pieniądze możemy oddać wpłacając na konto firmy, lub przekazem pocztowym.

Jeżeli jednak chcemy skorzystać ze wszystkich zalet danego produktu, musimy stać się stałym klientem firmy, która go oferuje. Przy wielokrotnym pożyczaniu firma zaproponuje nam większe kwoty oraz dalsze korzyści wynikające z długoterminowej współpracy.

 

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